Terms and conditions for subscription planning services

These terms govern your use of our website and subscription-based planning services. By subscribing, you agree to the terms outlined below, which apply in Australia and are subject to local regulations.

October 1, 2025

Acceptance of terms

By using this site or subscribing to our services, you acknowledge and accept these terms and any future updates. Please read them carefully before proceeding.

Definitions

Key terms used throughout these terms and conditions are defined below for clarity.

• Subscription: An ongoing monthly agreement for financial planning support and consultations.
• Service: The subscription-based planning, consultations, and analytical reviews described on this site.
• Client: Any individual or business subscribing to the service.
• Website: The online platform at satemlumoseilo.com

Service usage terms

Access to services is provided for the duration of your paid subscription. You agree to use the service only for lawful purposes and as described here.

Eligibility

Subscriptions are available to individuals and businesses in Australia aged 18 and over. Accurate information must be provided during sign-up.

Under 18s are not eligible.

Your responsibilities

Clients are responsible for providing accurate details and complying with the service terms.

• Keep contact and payment details up to date.
• Use the service only for personal or business planning needs.
• Do not share confidential advice externally without consent.
• Comply with all applicable laws and regulations.

Prohibited uses

The following actions are strictly not permitted:

• Misuse of the website or services for unlawful purposes.
• Attempting to access unauthorised areas of the system.
• Disrupting service operation for other users.
• Transmitting harmful software or malware via the platform.
• Misrepresenting your identity or eligibility for the subscription.

Intellectual property rights

All content, materials, and branding on this site are owned by satemlumoseilo.com or licensed for use. You may not copy, reproduce, or distribute materials without permission.

User content submissions

By submitting content or feedback, you grant us the right to use it for service improvement, marketing, or testimonials, subject to confidentiality.

Privacy and data protection

We respect your privacy and comply with Australian laws. Our privacy policy explains how your information is collected, used, and protected. View privacy policy

Disclaimer and results

Information and outcomes are not guaranteed. Use the service at your own discretion. Results may vary.

Limitation of liability

We are not liable for any losses, damages, or interruptions resulting from your use of this service, except as required by law.

Indemnification

You agree to indemnify us from any claims arising from your use of the website or services.

Dispute resolution and law

Disputes will be handled through negotiation or, if necessary, arbitration under Australian law.

Applicable law and jurisdiction

All matters are governed by the laws of Australia and applicable local regulations.

Termination

We may suspend or terminate your subscription for breach of terms or misuse. You may cancel your subscription at any time with notice.

Modifications

We reserve the right to update these terms at any time. Changes are effective upon posting online.

Severability

If any part of these terms is held invalid, the remainder remains in effect.

Entire agreement

These terms constitute the full agreement between you and satemlumoseilo.com regarding service use.

Contact details for questions

For any questions about these terms or your subscription, contact our support team below.