Legal disclaimer for planning services

Important notice

Information is for general purposes only.

Consult a qualified adviser for personal or business decisions.

The content provided on this website is intended for general informational purposes and does not constitute personal or business advice. We recommend consulting a qualified financial adviser before making any decisions based on the information found here. Results may vary depending on individual circumstances.

General notice

While we strive to keep information accurate and up to date, we do not warrant the completeness, reliability, or suitability of the content for your individual needs. Use of this website and its services is at your own discretion and risk.

Limitation of liability

We are not liable for any loss or damage arising from use of this site or services.

Any reliance on the information provided is at your own risk and discretion.
We do not accept liability for indirect or consequential losses or damages.
No responsibility is accepted for third-party links or external content.
No assurance is given regarding uninterrupted or error-free service operation.

Accuracy of information

We endeavour to provide accurate and timely content but cannot guarantee all information will be error-free or complete at all times.

Please verify any critical details before making important decisions.

Professional advice disclaimer

This site does not provide personalised financial, legal, or tax advice. Consult a licensed professional for your specific situation.

External links

Links to third-party websites are provided for convenience. We do not control or endorse external content, and are not responsible for any issues arising from use of those sites.

Results may vary disclaimer

Outcomes from using our services may differ for each client. No particular result is promised or implied.

Variation in outcomes

Individual circumstances, choices, and market factors can affect your experience and results.

Financial services disclaimer

Our services offer general support, not specific advice or recommendations.

We do not provide investment or tax advice through this website.
No guarantees or promises are made regarding financial outcomes.
Consult with a licensed adviser before making any financial decisions.

Jurisdiction and governing law

This website is intended for users in Australia.

Australian law governs the use of this site and all related services and content.

Any disputes are subject to the laws of Australia and relevant local regulations.

Users outside Australia must consider their own legal requirements before using this service.

Indemnification

By using this website, you agree to indemnify us from any claims, damages, or liabilities arising from your use of the site or services.

Severability

If any part of this disclaimer is found invalid, the remainder continues in full effect.

Modifications

We reserve the right to update, change, or modify this disclaimer at any time without prior notice.

Contact details

For any questions regarding this disclaimer or your use of the service, please contact us.

Contact email: content@satemlumoseilo.com

Contact phone: +61 3 3612 9767

Postal address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia

Effective date: September 10, 2025

Last updated: September 10, 2025